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Whether you're buying your first home, a new home or just reviewing your homeowner's policy as part of your annual routine you'll want to keep a few things in mind. Here are a few tips about buying homeowner insurance that are designed to save you time:

Your insurance agent needs extensive information from you to quote you the best rate for your policy. To determine insurability, an agent will ask:

  • When was the home built?

  • How old is the plumbing and electrical?

  • What type of roof?

  • What’s the square footage?

  • How many claims have been filed over the past 5 years?

  • Where is the home located?

If the home is located in a rural area without a nearby fire department or there is no fire hydrant on the street, some companies may refuse to insure it. In that case, you may have to inquire at a specialty or surplus-lines company, and this quote will take longer to obtain.

Click the button below to see a list of Grenada Area Chamber of Commerce Insurance service providers.


  P.O. Box 628 | Grenada, MS 38902 | phone: 662-226-2571 | fax: 662-226-9745
toll free: 800-373-2571 |
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