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Whether you're buying your first home, a new home or just reviewing your homeowner's policy as part of your annual routine you'll want to keep a few things in mind. Here are a few tips about buying homeowner insurance that are designed to save you time:
Your insurance agent needs extensive information from you to quote you the best rate for your policy. To determine insurability, an agent will ask:
- When was the home built?
- How old is the plumbing and electrical?
- What type of roof?
- What’s the square footage?
- How many claims have been filed over the past 5 years?
- Where is the home located?
If the home is located in a rural area without a nearby fire department or there is no fire hydrant on the street, some companies may refuse to insure it. In that case, you may have to inquire at a specialty or surplus-lines company, and this quote will take longer to obtain.
Click the button below to see a list of Grenada Area Chamber of Commerce Insurance service providers.
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